Loan & EMI Management

Create, track and manage individual loans, group loans, customer records, repayment schedules and overdue accounts.

Product-Based Loans

Easily manage loans offered against specific products such as mobiles, vehicles or appliances. Link each loan to its product details, pricing and repayment schedule for complete visibility and control.

Branch & Field Officer Management

Handle multiple branches, assign and monitor field officers, sync data between branches in real time.

Automated Reminders & Notifications

Send SMS / WhatsApp for upcoming EMIs, late payments, dues and alerts to staff.

Member / Borrower Management

Store borrower profiles, documents, group details, transaction history, credit scoring, contact info etc.

Customizable Dashboards

Personalized interfaces for data display and quick access to preferred information.

Seamless Integration

Ability to connect with banking APIs, payment gateways, SMS / messaging gateways and third-party services

Backup & Data Export

Regular backups, data export (CSV, Excel, PDF). Export reports and records in CSV, Excel or PDF formats anytime.

Reporting & Analytics

Gain complete visibility into your business with detailed financial, operational and collection reports. Analyze disbursements, EMIs, penalties, staff performance and profit trends in real time with export options (Excel, CSV, PDF).

Master Management

Centralized setup for all master data — loan plans, penalty schemes, products, branches, groups and configurations.
Keep your data structured and consistent across the entire platform.

Mobile Muneem Platform

Your all-in-one digital microfinance system — manage loans, customers, staff, repayments, notifications and more from web and mobile.
Designed for speed, accuracy and scalability.

Multiple Branch Management

Easily manage operations across multiple branches with centralized control. Assign field officers, track branch performance and sync data seamlessly in real time.

User Registration & Loan Application

Allow new users or members to register and apply for loans online. Digitize the entire application process — from submission to approval and disbursement.

Human Resource Management (HRM)

Manage your team efficiently with attendance, leave, salary disbursement and employee loan modules. Monitor performance and maintain transparent HR records.

Staff, Customer & Mobile Login

Secure, role-based access for staff, customers and mobile app users. Each login type comes with dedicated dashboards and permissions for smooth workflow.

Individual & Group Loans

Flexible support for both individual borrowers and group-based lending. Track EMIs, disbursements, collections and shared liabilities with ease.

Multi-Ledger Disbursement

Automate loan disbursement across multiple ledgers or financial accounts. Maintain accuracy and transparency in fund movement and record keeping.

Loan Top-Up & Settlement

Provide existing customers with top-up loans and quick settlement options. Track partial payments, pre-closures and complete loan life cycles efficiently.

Penalty & Fee Management

Auto-calculate penalties for late payments, missed EMIsor overdue loans. Customize penalty schemes per loan type or customer group.

Area Survey & Field Insights

Collect area data, analyze demand for specific loan plans and assess market potential. Perfect for expanding into new localities with data-driven decisions.

NACH Auto Debit Integration

Seamless integration with major banks for automated EMI collection:
ICICI, HDFC, IDFC, YES Bank — fast, secure and reliable payment options for borrowers.

Mortgage Management

Comprehensive modules for managing secured loans:

• Gold Mortgage – Track gold loans with purity & valuation records.
• Product Mortgage – Manage item-based mortgages (electronics, machinery, etc.)
• Vehicle Mortgage – Record RC details, loan-to-value and insurance tracking.

Deposits & Investments

• Fixed Deposit (FD) - Manage investor FDs with interest tracking and maturity reminders.
• Recurring Deposit (RD) - Handle recurring deposits with automated EMI-style contribution tracking.
• Investor Module - Manage investors, profit sharing and return schedules effortlessly.

KYC & Identity Verification

Integrated verification for faster onboarding:

• Aadhaar
• PAN
• Bank Account
• Driving Licence
• Ration Card
• Vehicle RC

Permissions & Access Control

Create roles, set granular permissions, and control who can view, edit or approve specific modules. Ensure full data security and accountability within your organization.

Accounting & Financial Management

Built-in accounting tools for managing transactions, ledgers and reports. Track income, expenses and balance sheets directly inside the platform.

E-Sign & Digital Approval

Enable paperless loan processing with integrated e-signature support. Allow customers and staff to sign documents digitally for faster, eco-friendly operations.